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Dear Savvy Senior,

Does Social Security offer any special help to beneficiaries who struggle managing their benefits? My aunt, who has no children, has dementia and struggles keeping up with her bills and other financial duties.

– Inquiring Niece

Dear Inquiring,

Yes, Social Security actually has a little-known program called the “representative payee program” that helps beneficiaries who need help managing their Social Security benefit payments. Here’s what you should know.

Representative Payee Program

Authorized by Congress back in 1939, the Social Security representative payee pro...